Happy New Year from N A Waterman šŸ„‚šŸ„³

Wishing you all a very healthy, happy and blessed 2020. Make it a great one šŸ’‹

Starting Chapter 2020…

Hey my friends!

As we reflect on 2019 and the decade in general, think about some of the highs and lows that were apart of your life.

It’s funny to think about what has happened in my life within the last decade. Now when I think about it, those ten years flew right by me. This decade has been a challenge to say the least. Some good, some bad…

And I don’t regret any of it…

I can honestly say with all of those stresses I had to face, it has developed me into the adult I know my family is proud of.

As I close the chapter to this year and this decade, I am so looking forward to starting chapter 2020. And in that chapter, I’m picking up where I left off in chapter 2019, as it was getting so good.

I want to thank all of my subscribers and those who have read and/or commented on my posts. I truly appreciate you all. And just know, the best is yet to come…

Happy New Year my friends šŸ’‹šŸ’‹šŸ’‹

Budget Plan(ner) for 2019!

Start off the New Year with a plan for your finances.  Whether you have a business or not, we all should have a budget and financial goal that we set for ourselves.  

These two budget books are wonderful to keep track of your money.  Let me first disclose that this is not a sponsored blog.  I was looking for two budget planners and came across these two by BoxClever Press.  Not only are they very nice looking, they are extremely affordable.  I purchased the small planner on Amazon ($10.95) and the larger planner on eBay ($14.95). Or you can just google or bing search for BoxClever Press Budget Planners and they will give a list of all the places you can purchase them.

The small budget book can fit in your bag and is easy to quickly add your expense and your receipt once you finish making your purchase.  I wanted the small one to handle all of my personal expenses.

The large budget book will be used to handle my business expenses.

Here is a quick look at the inside of these planners:

The small and large planners has inserts with pockets that allow you to put your receipts in, which is perfect for someone like me that always loses receipts.  Even better, you enter information for each month.  The larger binder has even more features, which is why I chose to use that one as my business budget book.  However, if you do not have a business, I would still recommend this budget book if you are a homeowner.  

I have been that person that would use a program on my phone or on my laptop to enter all my financial information, but I find that doing it what is now considered the old-fashioned way, is much better to keep track of.

Anyway, it’s New Year’s Eve…don’t want to keep rambling on as it is soon time to celebrate the beginning of a New Year! I will talk to you tomorrow my friends! Be safe, responsible and have the Happiest New Year šŸ’‹